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WebBroadform liability simply refers to an insurance policy which covers public liability as well as product liability. In Australia, virtually all public liability policies include product … WebPage 4 of 22 Our contract with you Your policy is a contract of insurance between you and Zurich and contains all the details of the cover that we provide. Your policy is made up of: • the policy wording. It tells you what is covered, sets out the claims procedure, exclusions and other terms and conditions of cover; • the proposal which is the information you … WebLimit of Liability Public and Products Liability Combined AUD 1,000,000 any one Occurrence and AUD 1,000,000 in the Aggregate or as otherwise stated in the Policy … small room heater and ac